About Us
Making selling online effortless for African entrepreneurs
Paylo is building the commerce infrastructure for Africa — starting with Nigeria, one of the continent's most dynamic entrepreneurial ecosystems.
Our Mission
We believe that regardless of technical skill, budget, or location, every entrepreneur deserves access to the same powerful selling tools that were previously only available to large enterprises or wealthy markets.
We're starting with Nigeria and expanding from there.
What we're building
Today, Paylo runs the whole shop: Paylo Business for the owner, Paylo POS at the counter, Paylo Staff for the team, Paylo Dispatch for riders, and the Paylo app, where buyers find shops near them and pay into escrow. Sales to your own customers are free. Next, we're building:
- Demand intelligence that shows you what people near your shop want and can't find
- Sentinel, an AI assistant that tells you what to promote, to whom and when
- A buyer's assistant that finds what you want nearby, checks the seller and pays into escrow for you
- Physical businesses go online in minutes with NFC-powered storefronts
- Cross-border commerce as simple as sending a WhatsApp message
Our Values
The principles that guide every product decision and every interaction with our merchants.
Simplicity First
Complex problems deserve elegant solutions. Every feature we ship must make running a business easier.
Built for Africa
We design for real network conditions, local payment methods, and the way African entrepreneurs actually work — on mobile, on the go.
Merchant Success = Our Success
We only win when our merchants win. Every decision we make is evaluated through that lens.
Radical Transparency
We build in public, share our roadmap openly, and treat our merchants as partners who get a say in how the technology they use is built.
Ready to start selling?
Join the merchants already building their businesses on Paylo.
Create your free store